How does Affirm work

Cocomelody has partnered with Affirm to give customers from USA a simple way to make your purchase with easy monthly payments and no hidden fees.

Affirm allows you to pay for your purchase on with a monthly payment plan. Provide some basic information–—either through the “Learn more” link on each product page or at checkout—and get a real-time decision on your eligibility to split your purchase into monthly payments. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

1. At checkout, select the “Affirm” button in the Payment Method section.
2. Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number.
3. Once your application is completed and if you are approved for a loan through Affirm, your order will be confirmed, processed, and shipped.

The use of Affirm is subject to eligibility. Payment options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners:

All orders are subject to our Online Return/Exchange Policy.

For most orders, Affirm will not charge you as long as your order is returned within 30 days of the date your order was placed. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return. For select items, Affirm may require a down payment when you place your order. In this instance, your credit card will be refunded the down payment if your return is processed within 30 days.

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